The Caravan Club ( or The Caravan and Motorhome Club as it’s now called) costs just £51 a year. But you don’t need a caravan etc to join, in fact a lot of people join just because of their overseas holiday insurance, no age limits - though it gets more expensive over 80, minimal medical restrictions ( no loading ) breakdown only or with medical as well,and older cars are taken.It has an enormous reputation for the way it treats/sorts customers problems. And they beat my car renewal quote by £25.