Declaring Mods

Buying a ‘5 and Insurance advice Insurance Advice
2

How far do you go when declaring mods?

If you were to stick a 2.0ltr turbo engine under the hood along with a Nitrous boost i would go as far to say you should have your license ripped up in front of you for not declaring it. However i put a bracket in my boot the other day, it had a generic non-mx5 battery in it that moved about all over the shop. I put this bracket in hey-presto! no more shakey battery… however to be very sychphantic my car is now “modified” I can unmodify it again within 5 minutes… but where is the line drawn?

 

3

That’s a tough question

I would say that if it either (or both)

  1. Can be seen when parked up

  2. Impacts the performance


Then it should be done

If you were to fit a fire extinguisher in the boot, then no, but if you were to put it in the passenger footwell, then yes.

Some things don’t work with the above rule, but as a rule of thumb, it’s not too bad

4

I’m no expert, but I would say that if it:

1)  adds value - like some nice shiny new wheels OR

  1. is perceived to improve performance

then you should declare it to be on the safe side.  Better safe than sorry.

5

I’ve always declared everything I’ve done to my cars, even down to changing the wing mirrors. It costs you nothing to e mail the changes to the Insurers and gives them less of a chance to squirm out from paying out in the event of a claim