Steve,
The policy is clearly advertised as a recreational owner enthusiast policy for Club members. It is designed for all generations of the car.
Mileage caps are detailed for NC and ND owners as the policy is not presently geared for daily drivers, (there are plenty of mainstream products out there to be more competitive for this) but one where the car is enjoyed recreationally or a second vehicle.
The policy benefits are geared with all that in mind and bring many extra inclusive benefits, UK & EU breakdown cover, member to member cover, inclusive agreed valuation, salvage retention benefits, self repair options, tools and parts cover and inclusive legal expenses cover. Many of these benefits are not available/offered with other insurers or carry additional premium charges
You DO NOT lose you NCB - any NCB you bring to the policy is parked and can be carried forward at a later date, if you do not renew with them, this is common with all classic type policies as we also had with previous partners.
This product is not suitable for your needs - that is ok, but to call it misleading and make assumptions on motivations of the scheme creation or to suggest discrimination is not correct.
I have requested that the transcript of your call is examined by Peter James to understand why you have been told that the Club is somehow to blame for something. We worked for over 12 months with them to create a scheme for the widest possible member grouping and to work with the way the car is owned and used by members.
The scheme has only just passed the 6 month mark, there are already several hundred members signed up and it will continue to be monitored, assessed and will evolve as things go, but as with all new things, it was necessary to start somewhere.