I've found a little insurance tips for young drivers.

If you add older female drivers as named drivers (not main drivers and the policy holder because that’s fronting and illegal) your quote will come down a few hundred quid.

I added my mum for very occasional use with acess to another car and my quote to change from my Focus to my MX-5 was £100 (total is £1100 but I paid my focus off as soon as I took out the insurance, still a bit high because I’m 20 and had an acident)

Next year I can get it from £1000 a year to £650 at 21 and 1 years NCB if I add her aswell. 

who is that with cos im 21 with 3 years no claims and paying 1100 cheapest price

Admiral, and it’s on a 1991 1.6l Limited edition.

Having just agreed to getting my son a scooter for his 16th I’m dreading him saying he wants a car next!!!

Then again I used to pay £700 a year for a Seat Cupra and that was when £700 was a lot of money!

Agreed.

My wife is a name driver on my policy as it saved me about £100. Never driven my car, never will…

ah right a mk1 fsir enough id expect that. i got a mk3 need it for my long drive home every week

I’d suggest you look at admiral mate.

I’m paying £1100 at 20 years old with 0 years no claims, and 2 accidents in the last insurance year, with my larini exhaust declared and covered.

what did you type in exactly?

did it all online without mods then rang them up mentioning exhaust non-standard, i guess my postcode is quite lucky in the lottery?

If your car is an early Mk1 and you don’t propose to drive the car as daily transport but keep the annual mileage to 5k, then have a look at Sureterm, they set up about 15 years ago specifically to insure low mileage drivers, eg classic cars and motor homes. I am an old git but my insurance for my 91 MK1, with 5k annual mileage is £85, yep that is not a typo.

im guessing that a postcode and a job title makes up the same price as 3 years no claims. im interested in what exactly has gone down on your quote it may save me quite a lot of money. im out in the sticks in norfolk so postcode shouldnt be too bad and my job as an Raf technician cant make it jump to much.

just been online now my quotes are 830 mark as a one off payment. i am paying monthly and thats what makes it 1100 are you paying it in a oner if so tat would explain the difference

just rang heffalump (elephant) to update the exhaust on my policy. They dont treat it as just a back box mod but as an exhaust replacement including the manifold. I explained to them that exhausts have around three pieces and they have accepted this and told me that the exhaust system is modified from manifold back on thier system now, so further replacements of the midpiupe and manifold will not effect my quote :slight_smile: I just have to let them know that its swapped so its covered if i have an incident :slight_smile: quite a little money saver i think :slight_smile:

yeah i did it one payment as it saves you a shitload over monthly payments. altho i have a few navy mates that have high insurance because they’re in the forces, not sure if its the same for the raf. yeah its the same with admiral, they call it nonstandard exhaust as well, thats what’s making me go for a centrepipe and manifold before going to WIM for springs as i’ll have to pay more for the insurance on springs whilst i wont have to for more exhaust mods lol