Mazda additional insurance products new car

Hi All, I’m considering buying a new ND and the dealership are trying to sell me on an additional set of products. These include APEX cover/GAP insurance, tyre and alloys cover, smart repairs for scratches and dents up to 30cm and a ceramic coat plus upholstery protection. All this is a one off £1000 extra.

What are peoples opinions as to the worthiness of such an extra purchase? Is it just overbloated rubbish or worth the additional peace of mind?

“Is it just overbloated rubbish”

Mostly, I’d go more with a service plan at a decent price.

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I’d consider the ceramic coating if it’s reputable company (do a price check too). insurance stuff - large pinch of salt

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