For the car , I mean.
Just over a year ago, Saga, the insurer of my everyday hack,Pug 406, offered
me 1 years free Basic breakdown cover. ( Roadside assist/repair or retrieval to nearest
garage within 10 miles). I accepted the freebie.
Couple of weeks back they offered me renewal at £20.
I was just about to accept today, when I read post here earlier about Breakdown.
Can anyone recommend a good value/budget breakdown cover that covers me for
driving both the Pug and MX5 ?
I’ve just realised I can get cover with my bank. The drawback is they charge a fee on the account, the bonus is they also pay interest on money in the current account. So working on the theory the interest I get on a set amount in the account less the fee gets me car breakdown cover for £30 per year. It’s not basic cover either, quite comprehensive and covers the car you are in at the time, no need to register a vehicle with them. So ideal like me with two vehicles.
Also with that insurance cover above comes travel insurance and mobile phone insurance, that covers family members too on the latter two.
There are many out there that offer the above so check out if you have such an account or access to one.
I was going to join up with AA basic cover for £29.99 but the above is a no brainer really I think.
Carefully read the small print for the exclusions, cover award amounts, excesses and age limits. It just might possibly not be such a good deal. On the other hand you might never need it, then it could be an excellent deal.
I’m too old for either of my Banks travel insurance schemes, their top-ups for adequate European winter sports cover are both more than my current much better travel insurance.
And last time I looked the Vectra was too old as well hence RAC, but now I have the much vaunted free Mazdacare… Oh well.
^^^ I like reading small print, not but yes it all seems to be in order.
The breakdown cover is particularly interesting to me with home start included, some of the basic cover policies doesn’t include this. My other car’s breakdown cover runs out next March, that was free when I bought the car and I don’t currently have any cover for the Mk3.
Like previous poster(s) I have had free cover from my bank, but now I’m too old, or they want to charge me big supplements so I dropped the lot back to a basic account and saved more than enough to pay for Mayday cover from The Caravan Club, not only will they collect my caravan and transport it anywhere in the UK, but they will do the same for any car myself or my wife are in (don’t even have to be driving it) unlike the Mazda (& Hyundai) scheme which is recovery to the nearest dealer. Cost ?£100 per year, not bad to cover 3 cars.
I had that caravan club breakdown cover, all good. That was after around twelve years with them I actually had to use them. Cheeky beggars were questioning why I’d had to ring them twice in as many days. I was stuck in the middle of Derbyshire, detected faulty glow plugs on my tow car. I only wanted help getting started not recovery as I was heading home so could get the car sorted at my local garage.
I later changed to Britannia rescue which worked out cheaper anyway.
Autoaid. Covers you and your spouse/civil partner. All vehicles owned by both. £42 a year - pay up then claim. I’ve had two claims in five years (MINI Cooper clutch and MG Midget fuel pump) - taken home or to garage of my choice with no hassle. Cheque for full amount received within a working week.
I have my Ford Kuga serviced at ford dealer, includes 12 months full break down cover, car & caravan and mot plus collection & delivery for less than £200! Bargain. That’s intermediate service the next one will be more, but better than Mazda paid over £200 for 1st service on mk4, oil & filter and that’s your lot.
we went to green flag who quoted £85 for both cars
they then quoted £69.30 to cover us both in any car (excluding home start cos
I dont think it’s worth the extra; if one car doesn’t start there is another on the drive)
thought it is a good deal.
Do these companies offer breakdown cover on the European mainland too?
yes they all do, some at extra price some included for a max 30 days visit or some such deal.