Extended warranties never seem to please those who purchased and needed them.
I won’t bother with one.
Insurance companies: I have changed every year, to save money, and it takes on average 3 hours of shopping around. This year I saved £115 with Direct Line.
Quote me happy were great when I needed them 10 years ago though.
I wouldn’t use AXA again just on principal: they sent me a text just days before my renewal, claiming they could not take my renewal fee because my bank details had changed. My bank details hadn’t changed, but I was shopping around, so I left it at that, yet they took my payment on renewal day, despite their text having clearly said they would not renew my policy.
Then when I asked for a refund, they again claimed they couldn’t process it because my bank details had changed. It took two unnecessary phone calls to put things right. It isn’t much I know, but it stank of dodgy dealings.